State Pension: How does State Pension stop when someones dies?

State Pension is part of the UK’s retirement arrangements and benefits vary depending on the age of the claimant as well as their contribution record. As long as you have a number of qualifying years if contributions, you can make a claim.

How does State Pension stop when you die?

Pensions don’t automatically sort themselves out when someone dies.

If the person who died was getting a State Pension, you should tell the Pension Service he or she has died so payments stop.

You can call the Pension Service helpline on 0800 731 0469.

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If you’re responsible for sorting out someone’s affairs after their death, you should check paperwork to see if they had any personal or workplace pension schemes.

If they did, contact the pension provider to find out how much they had and what to do next.

If you don’t know who the pension provider is and the deceased was employed, contact their employer to see if there was a current workplace pension.

You’ll also need to find out if any personal or workplace pensions are:

  • defined contribution pensions
  • defined benefit pensions

What happens to a person’s State Pension when they die depends on when they reached or would have reached State Pension age.

When someone dies, some of the State Pension entitlements may pass to the person’s widow, widower or surviving civil partner.

If you haven’t reached State Pension age, you might also be eligible to claim Bereavement benefits.

You may be able to get Bereavement Support Payment (BSP) if your husband, wife or civil partner died in the last 21 months.

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However, to get the full amount, you must claim within three months of your partner’s death.

You could be eligible if your partner either:

  • paid National Insurance contributions for at least 25 weeks in one tax year
  • died because of an accident at work or a disease caused by work

When they died you must have been:

  • under State Pension age
  • living in the UK or a country that pays bereavement benefits
  • You cannot claim BSP if you’re in prison.

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