Martin Lewis helps retiree get ‘astounding’ £82k state pension back payment – full details

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Martin Lewis proved his worth tonight as he dedicated an episode of his Money Show to viewer’s success stories. A woman named Jill shared her incredible state pension story.

Jill’s husband, sadly, died in 2008 and at the time, she got a state pension payment of around £90 a week but her husband got a much more generous pay out.

Jill detailed she “thought that pension died with him” but following a viewing of Martin’s advice, she was proven wrong.

In recent months, Martin covered state pensions and addressed the complicated rules around inheriting a spouse’s entitlement.

Following this, Jill headed to the Government’s website to seek help but struggled to get anywhere and as such, she sent through an email.

The response she got was almost unbelievable, as she explained: “Much to my surprise, I had a telephone call from a young lady who said in fact I had been underpaid.

“This is rather a lot of money she said are you sitting down, I said yes and she said, well actually, it’s £82,000.

“I was stunned, I just couldn’t get it into my head, it was astounding.

“My first reaction was ‘wow all this money’ but when I started to think about it, this is money I was entitled to 12 years ago.”

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It was revealed this £82,000 was paid to her in a lump sum and Jill used the money to top up her savings and “spread a little cheer” for Christmas.

Martin was thrilled to hear of her success and he exclaimed this “is why I still do this job.”

Martin went on to break down the rules that Jill was lucky enough to benefit from which could impact thousands of women: “Now it applies to married women or now widows, not civil partners not same sex couples who hit state pension age before the sixth of April 2016.”

He explained women who hit state pension age before this date would have received the “old” state pension, which has different rules to the current set up: “In that case, your state pension should be a minimum of 60 percent of your husbands.

“If not, you’re entitled to a top up, up to 60 percent, but many women are missing out on that.

“Remember, the amount of state pension you get depends on your National Insurance Contributions that you made each year while you were working or while you were caring and various other circumstances.

“Now not only are you entitled to a top up, but you can get it back dated.

“The exact back date depends when your husband turned 65.

“If it was before March 2008, then at that time, you should have been asking for a top up so if you didn’t ask for a top up, you could only backdated one year now.

“If it was after March 2008, then the system was meant to be automatic top ups, but it glitched as it did for Jill, which means you can backdate it all the way back.

“Hence, £82,000 pounds. Now look, this is pretty complicated, I would go and do your reading online there’s also a calculator at Lane Clark and peacocks advisory firm.”

Martin concluded his segment by urging affected people to check on their circumstances, given the huge sums at stake.

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